80% of Qualified Oilfield Contractors Missing Available Workers’ Comp Insurance Credit

You know that feeling you get when you realize that you forgot to send in the rebate form? It’s a terrible feeling knowing that you just threw away money. All you had to do was fill out one form, make a copy of your receipt, and mail in the bar codes. Easier said than done, we know. Oilfield contractors now more than ever need to take advantage of every possible rebate, credit, discount that they can get, and today we are shining the spotlight on an available workers’ compensation credit that has been significantly overlooked.


Oilfield Contractors & The CCPAP

Well, today you (The Oilfield Contractor) have a chance at redemption and the “rebate” is actually a premium credit applied to your existing workers’ compensation policy. All you have to do is complete a one page application.  The program is called the Contracting Classification Premium Adjustment Program (CCPAP) for workers' compensation insurance? It’s a mouthful to say, but it’s a fantastic program that oilfield contractors can participate in year after year.

Why haven’t you heard of this program? The CCPAP application isn’t a bright pink conspicuous form included in your policy (Although maybe it should be). Some insurers place the form within the policy, other insurers will mail the CCPAP form directly to you. We’ve provided the form for instant download within this post and you can begin to apply for this credit in the next 15 minutes.

This is an easy opportunity to significantly reduce your workers’ compensation insurance policy. We have seen as low as 2% and as high as 20% of the annual workers’ compensation premium credited back to policies. The beautiful thing is that you have 180 days after your policy renews to apply for the credit.  I.E. Your insurance renewal was $100,000. You applied for the credit, and it was determined your company qualified for a 20% credit. That’s $20,000 credited to your estimated annual premium. That’s a lot of money these days for any oilfield contractor.

We asked a few oilfield contractor insurance underwriters about the credit and they said approximately only 20% of qualified contractors are applying for this credit. “A lot of contractors either don’t know about the credit, or just don’t want to mess with applying for the credit,” said one underwriter.

Now that oil prices have reached its weakest level in 7 years, you would be crazy not to apply for this easy workers’ compensation insurance credit. Here are some highlights of the oilfield contractors workers’ compensation CCPAP credit.


Premium Credit Highlights

  • You can apply for the credit up to 180 days after your renewal. The credit will be applied to the inception date of the policy.
  • The CCPAP provides premium credits as a specified discount to employers who pay higher than average wages to employees classified within contracting class codes.
  • The CCPAP is designed to adjust an employer's workers' compensation premium by way of a premium credit.
  • Provides a premium credit for a policy that contains one or more contracting classifications.
  • Usually, the higher the wage, the higher the credit.
  • State approved program in the following states: Alaska, Connecticut, Florida, Hawaii, Illinois, Maryland, Missouri, Montana, Nebraska, New Mexico, Oklahoma, Oregon, & Virginia.
  • In order to qualify for the program, more than 50% of the manual premium must be attributable to one or more of the contracting classifications (as designated in the program.)


Follow the directions below to download the application and approved contracting classification list.


CCPAP Application

    Your Name (required)

    Your Email (required)


    1. Enter Your Name & Email Address Above. Click Send
    3. Print off the Application. Check Your email for a quick step by step tutorial on how to fill out the form.
    4. Once the application is complete, Email, Fax, or Mail the completed form to NCCI
    5. NCCI will approve or not approve and then notify your insurance carrier.
    6. The process takes 2-3 months to process.
    7. If approved the credit will be applied back to the inception of your workers' compensation policy.
    8. We have seen as low as 2% credit applied back to the policy and as high as 20% premium credit applied to the policy. Wouldn't that be nice? You're welcome.
    How to Submit Your Application

    National Council on Compensation Insurance, Inc.

    Customer Service Center

    901 Peninsula Corporate Circle

    Boca Raton, FL 33487-1362

    NCCI asks that you only submit your application one time by either email, fax, or snail mail. I.E. Don’t fax, email, and mail your application to them.

    Have more questions that you would like to get answered? Contact Us Today.